SSI Payments Amount Delivered by the US States in 2025 – Know Which US state is Offering Highest Social Security Checks?

This article will be helpful in understanding the disbursement of SSI payments’ amount in 2025. The Supplemental Security Income is a recurring monthly payment made to the eligible low-income American citizens. The federal and state governments collaborate to assist the eligible American citizens in supplementing their monthly income. Therefore the amount to be delivered under the SSI payments will be different in every US state. The readers are suggested to go through this entire article as they will find very valuable information on SSI payments to be delivered in various US states in 2025.

SSI Payments Amount 2025

The Social Security Administration is the federal authority responsible for administering the identification and qualification of eligible American citizens along with disbursement of monthly SSI payments. The monthly SSI payment is dependent on various factors that are considered by the SSA to determine the appropriate amount to be delivered. The article will provide insight into the determination of SSI payment amount as well.

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The American citizens that are categorized as senior citizens aged 65 years or more, or that are blind or suffering with any other physical or mental disability will be entitled to claim the SSI monthly payments. However the article will elaborate more on the eligibility criteria and other essential details about the SSI payments. So the readers may keep reading this article till the end.

SSI Payments Amount 2025 Overview Details

Title SSI payments’ amount delivered by the US states in 2025
Associated CountryThe United States of America
Relevant AuthorityThe Social Security Administration
Discussed ProgramThe Supplemental Security Income
Intended BeneficiaryLow-income American households with senior and disabled citizens
Expected Amount in 2025Up to $1450 + additional benefits by the respective US state
FrequencyMonthly
For more informationwww.ssa.gov
SSI Payments Amount Delivered by the US States in 2025 - Know Which US state is Offering Highest Social Security Checks?

Eligibility Criteria for SSI payments in 2025

The following eligibility criteria are to be satisfied receiving monthly SSI payments:

  • The monthly income of the individual claimant needs to be not more than $2,019 for being eligible for SSI payments. The income limit is different for couples and parents with children. The income limit is also affected by the employment status, type of employment, additional benefit received by the claimant such as pension or disability benefits;
  • The resources i.e. owned vehicle value and savings in the bank account of the claimant has to be up to $2,000 for an individual and $3,000 for couples. Whereas the claimant who is a parent with children then these resource limits are increased by up to $2,000;
  • The senior citizen in the low-income household must have attained the age of 65 years;
  • The person with blindness or any other disability must be such that it adversely affects the working ability that the claimant can’t work for duration of a year or more or such disability will result in death of the claimant. Further the person with disability has to prove that their monthly earnings are less than $1,550;
  • If the person with disability is a child then the disability needs to be of nature that inhibits the daily activities of the child.

Determination of SSI payments in 2025

In the light of the recent recommendations under the Cost of Living Adjustments, the SSI payments are to be increased by 2.5% in 2025. Therefore the amount will be as follows:

BeneficiaryUnrounded Annual SSI AmountMonthly Payment
Individual$11,604.53$967
Couple$17,404.87$1,450
Essential Person$5,815.57$484

Other facts to consider:

  • The unrounded annual amount of SSI payments is divided by 12 and then rounded to the nearest lower multiple of $1 to get the monthly SSI payment amount;
  • The monthly amount is subject to reduction by subtracting any monthly countable income received by the claimant. The countable income is the amount without all the appropriate federal exclusions from the monthly income;
  • The SSI payment is equally divided among the spouses who have jointly claimed the SSI benefits.

SSI Payments Amount 2025 State Wise

The following table can be referred for the top five SSI payments’ amount given by US states in 2025:

US stateAverage SSI paymentTotal BeneficiariesTotal Disbursement
New Jersey$1,708 (Highest)1,652,973$2.82 Billion
Connecticut$1,706699,597$1.19 Billion
Delaware$1,694229,047$387.9 Million
Maryland$1,6481,038,041$1.71 Billion
Washington$1,6301,413,306$2.30 Billion

Faqs on SSI Payments in 2025

  • What is Supplemental Security Income (or the SSI)?

The Supplemental Security Income is a recurring monthly payment that is delivered to the low-income American citizens who are eligible as per the federal guidelines. The purpose of these SSI payments is to support the low-income households in having sufficient finances to meet their monthly expenses for essential needs such as food, rent, clothing, etc.

  • Who will receive the monthly SSI payments?

The SSI payments are meant for low-income American households with senior citizens aged above 65 years or, any blind or disabled member. Any American household has to have little to no monthly income or resources to be considered a low-income household under this federal program.

  • Which US state is offering the highest amount via the Social Security checks?

The US state with the highest SSI payment is New Jersey with up to $1,708 which is the average SSI payment in 2025. The other top four US states after New Jersey are Connecticut, Delaware, Maryland and Washington with the average SSI payment of $1,706, $1,694, $1,648 and $1,630 respectively.

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