Deadlines to File for Student Loans Under FAFSA in 2025 – Know Schedule and Chances of Approval

The FAFSA forms for the academic session 2025-26 are available now. The FAFSA refers to the Free Application for Federal Student Aid. It is a federal program designed to offer financial assistance to economically weaker students to pursue their higher academic studies. The federal authority supervising this program is the U.S. Department of Education.

The students can submit their FAFSA forms for the academic session 2025-26 between July 1st, 2025 and June 30th, 2026. The readers can read this article completely to know more about the Student Loans under FAFSA, its deadlines along with relevant information on the same.

Student Loans under FAFSA in 2025

The students who have enrolled in any US-based colleges and universities can apply for financial aid as Student Loans under the FAFSA program. The financial sponsoring of these student loans and grants that are issued under the FAFSA program are sourced from the US Federal government as well as respective state governments.

The FAFSA is primarily a federal assistance program therefore the deadline announcement that is made by federal authorities should have been the only one. However, those states co-sponsoring or running parallel programs of their own have announced their respective deadlines as well. Thus any eligible student seeking governmental aid to pursue their higher studies or any certification from any career or trade school need to look out for these deadlines that will be discussed here.

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Student Loans under FAFSA in 2025 Quick Details

Title Name Deadlines to file for Student Loans under FAFSA in 2025
CountryThe United States of America
Federal AuthorityThe U.S. Department of Education
ProgramThe Free Application for Federal Student Aid
Academic Session2025-26
BeneficiaryStudents pursuing degree or certification course in Higher Educational Institutes and Trade or Vocational Schools
Federal DeadlineJune 30th, 2026
EligibilitySuccessfully enrolled in higher educational degree or certification course for academic session 2025-26
For more details visit herewww.studentaid.gov
Deadlines to File for Student Loans Under FAFSA in 2025 - Know Schedule and  Chances of Approval

Chances of Approval For Student Loans Under FAFSA in 2025

Firstly, those students looking for Student Loans under the FAFSA program should create an online Student Aid account. This account will be required to submit the FAFSA application form for this governmental aid. This account can be created by visiting the official portal of the U.S. Department of Education.

The deadline is till June 30th, 2026 but despite that it is advised that students should submit their FAFSA forms as soon as possible. The reason for not waiting is that there are only limited funds available for funding the students. Only a limited number of FAFSA forms will be able to secure the approval for the applications. Rest of the students, despite being eligible, won’t be getting any student loans regardless of the fact that they are eligible.

Who is Eligible to Apply for the FAFSA Program?

There are certain eligibility criteria to apply under the FAFSA program for the academic year 2025-26. The applicant:

  • has to be a resident citizen or resident alien in the US;
  • has to substantiate their dependency status;
  • hasn’t been pronounced a defaulter or convicted felon;
  • has obtained a valid Social Security Number;
  • has successfully completed their high school degree or any equivalent certification;
  • has been able to get enrolled in any graduation course or certification course in any affiliated college, university or vocational school.

Further, the applicants’ contributor, if required, their parents or spouse, has to duly substantiate and submit documents regarding their Social Security Number, banking, taxation, net worth, and even their child support payments record, if received.

FAFSA Deadlines for Academic Session 2025-26

Aside from the federal deadline, each of the US states have also simultaneously declared deadlines for their respective FAFSA program and other state-sponsored loans and grants, which are:

State SchemeForm Submission Deadline
Alaska Performance ScholarshipJune 30th, 2025
Arizona Promise ProgramApril 1st, 2025
Arkansas Academic ChallengeJuly 1st, 2025
Arkansas Future GrantFor Fall Term – July 1st, 2025 For Spring Term – January 10th, 2026
California’s State Financial Aid ProgramsMarch 3rd, 2025
California’s Cal GrantMarch 3rd, 2025 and September 2nd, 2025
Connecticut’s FAFSAFebruary 15th, 2025
Delaware’s FAFSAJune 15th, 2025
District of Columbia’s FAFSAJune 25th, 2025
DC Tuition Assistance GrantJuly 1st, 2025
Florida’s FAFSAMay 15th, 2025
Idaho’s Opportunity ScholarshipMarch 1st, 2025
Indiana’s Frank O’Bannon GrantApril 15th, 2025
Indiana’s 21st Century ScholarshipApril 15th, 2025
Iowa’s FAFSAJuly 1st, 2025
Kansas’ FAFSAApril 1st, 2025
Louisiana’s FAFSAFebruary 1st, 2025
Maine’s FAFSAMay 1st, 2025
Marshall Islands’ FAFSAJune 27th, 2025
Maryland’s Howard P. Rawlings Educational Excellence Awards (EEA) ProgramMarch 1st, 2025
Massachusetts’ FAFSAMay 1st, 2025
Michigan Competitive ScholarshipJuly 1st, 2025
Michigan Tuition GrantJuly 1st, 2025
Minnesota’s FAFSAJune 30th, 2026
Mississippi’s Help GrantApril 30th, 2025
Mississippi’s MTA GrantOctober 15th, 2025
Mississippi’s MES GrantOctober 15th, 2025
Missouri’s FAFSAApril 1st, 2025
Nevada Promise ScholarshipMay 1st, 2025
New Jersey’s Tuition Aid GrantApril 15th, 2025 September 15th, 2025 February 15th, 2025
New York’s FAFSAJune 30th, 2026
North Carolina’s FAFSA for UNC System InstitutionsJune 1st, 2025
North Carolina’s FAFSA for Community CollegesAugust 15th, 2025
Northern Mariana Islands’ FAFSAApril 30th, 2025
Ohio’s FAFSAOctober 1st, 2025
Oregon’s OSAC Private ScholarshipsMarch 1st, 2025
Pennsylvania’s FAFSAMay 1st, 2025 August 1st, 2025
South Carolina’s SC Tuition GrantsAugust 1st, 2025
Tennessee’s FAFSAMarch 15th, 2025
Tennessee’s State LotteryFall term – September 1st, 2025 Spring term – March 1st, 2026 Summer Term – May 1st, 2026
Texas’ FAFSAFebruary 15th, 2025
West Virginia’s Promise ScholarshipMarch 1st, 2025
West Virginia’s State GrantsApril 15th, 2025

These deadlines are specific to each of the respective US states and for more details readers can visit the official website of the relevant state department they are associated with.

Student Loans Under FAFSA in 2025 Latest Updates

The purpose of the FAFSA program is to provide financial aid as Student Loans for eligible students who have successfully enrolled in any US-based colleges and universities or vocational schools.

Any US citizen or resident alien who has enrolled for any degree or certification course in higher educational institutes can submit their application to claim benefits under the FAFSA program.

The students can submit their FAFSA forms for the academic session 2025-26 between July 1st, 2025 and June 30th, 2026. However, there are state-specific deadlines too which are to be duly looked out for to claim benefits under the FAFSA program or any similar state-sponsored program.

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